Life insurance & Mortgage Protection Glossary

You will encounter plenty of jargon and technical terms when looking for a MortgageProtection. Get ahead with A to Z glossary to Life InsuranceandMortgageProtection. Click on the letter below to search for the word you're looking for.

General Accident Insurance
General Accident Insurance - Insurance will cover set perils - fire, flood, etc - and can also cover more incidents if accidental damage cover is chosen.

General Life Insurance
Life insurance can be tied in with a Mortgage, or can be a stand alone or general policy, the proceeds of which can be used for any purpose by the beneficiary.

Guaranteed Premiums
This simply means that rates are guaranteed to stay the same throughout the policy term.

Guaranteed and Reviewable Premiums
Guaranteed rates will stay the same throughout the term of the policy. Reviewable rates can be reviewed at the insurer's discretion (usually after the first five years).

Health Insurance
also known as Medical Insurance, Health Plans or Health Policy, is generally used to describe a form of Insurance that pays for medical expenses. It is sometimes used more broadly to include Insurance covering disability or long-term nursing or custodial care needs.

Health Insurance Quote
Health Insurance Quote also known as Health Insurance Quotes, is quotation for Health Insurance policy given by Health Insurance Company or Broker Insurance.

Health Insurance UK
Health Insurance UK is a form of Insurance that pays for medical expenses. Designed for UK residents only.

Health Plan
also known as Medical Insurance, Health Insurance or Health Policy, is generally used to describe a form of Insurance that pays for medical expenses. It is sometimes used more broadly to include Insurance covering disability or long-term nursing or custodial care needs.

Health Policy
also known as Medical Insurance or Health Insurance, is generally used to describe a form of Insurance that pays for medical expenses. It is sometimes used more broadly to include Insurance covering disability or long-term nursing or custodial care needs.

High Risk Life Insurance
Certain occupations (deep sea fishermen, for example) are considered by insurers to be a higher risk and therefore attract special premium rates.

Home Insurance
also known as homeowners Insurance is the type of Property Insurance that covers private homes. It is an Insurance policy that combines various personal Insurance protections, which can include losses occurring to one's home, its contents, loss of its use (additional living expenses), or loss of other personal possessions of the homeowner, as well as liability Insurance for accidents that may happen at the home.

House Contents Insurance
House Contents Insurance provides cover for items in the home that are not fixtures and fittings.

Household Cover
Household cover refers to Home Insurance policies which, for a fee, can protect the contents and the buildings of contained in or on specific Property.