First Time Buyer Mortgages

If you are a first time buyer, no doubt you will have a lot of questions to ask. First and foremost, what are the best mortgage deals for first time buyers? Should I opt for a fixed rate, a capped rate, a discount or a tracker for my first house? How do I get my first mortgage? Should I go to a bank, a building society or a specialist lender when I'm buying my first home? How much can I borrow for my First Time Buyer mortgage, and how much will it cost me?

Getting your First Mortgage

Our website contains a number of mortgage calculators that instantly tell you what your monthly repayments would be on any given mortgage, so they provide a useful starting point when buying your first home.

Remember, there are plenty of specific first time buyer mortgages out there these days, including 100% mortgages, shared ownership deals allowing you to buy with friends, and guarantor mortgages, all designed to make getting your first mortgage that bit easier.

There are government loans available for first time buyers who are Key Workers. And in some instances you can buy your first home with a Housing Association. If you want an idea of the interest rates available, check out our best buy tables.